Archive for April, 2010
Clearwater FL Homes for Sale benefit -Tampa Mortgage Rates fall due to Icelands Volcano
April 22nd, 2010 Categories: Real Estate News, Tampa Mortgages
Tampa Mortgages – Clearwater – St Pete – Tampa Bay area
Tampa 
Mortgage rates and Clearwater home affordability have improved lately, thanks to an unlikely ally — Mother Nature.
In the 7 days since Iceland’s Eyjafjallajökull erupted, ash clouds have grounded planes, disrupted businesses, and stranded exports in warehouses worldwide.
It’s a drag on commerce that’s spilled over onto Wall Street. As experts debate the potential for future seismic activity, traders are taking some of their investment risk off the table.
In trading circles, it’s called “safe haven buying”. When the market gets cloudy, investors often move their cash into relatively safe assets. This includes government-backed securities — mortgage-bonds among them.
Demand for bonds rise, pushing up prices and driving down rates.
Conforming and FHA mortgage rates in Florida touched a 3-week low earlier this week.
Volcanic eruptions and like natural disasters remind us: Tampa mortgage rates change for all sorts of reasons. Some we can predict, most we cannot. There’s literally thousands of influences on the U.S. mortgage market.
If you’ve been shopping for Clearwater FL homes for sale or Clearwater beach condos or floating a mortgage rate, luck’s been on your side. Mortgage rates have fallen post-Eyjafjallajökull. However, as ash clouds dissipate and business resumes worldwide, investors will regain their collective appetite for risk and safe haven buying will reach its natural end.
When that happens, Tampa mortgage rates will rise.
Therefore, if you are in the process of buying a Clearwater home or beach condo use the seismic uncertainty to your advantage. Consider locking your Tampa mortgage rate sooner rather than later — while rates are still low.
Got any questions, just give us, your local Clearwater FL Realtors a call or talk to your loan officer about locking your rate on the Clearwater FL homes you want to buy.
We’re passionate about being your Clearwater Fl real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience - helping you find the perfect Clearwater FL homes for sale.
We’d like to be YOUR Clearwater FL Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Warmly,
Cyndee and Jack Haydon
Charles Rutenberg Realty
Clearwater FL Real Estate Office
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
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Isle of Palms Homes for Sale-Treasure Island Real Estate
April 20th, 2010 Categories: Treasure Island Fl
Treasure Island Fl – One of Treasure Island Fl Isle of Palms homes on the water are always popular because when it comes to Treasure Island Real Estate – Isle of Palms has both deep water and easy access to the Gulf of Mexico through Johns Pass. Here you can even take a quick tour to see the neighborhood yourself.
There are currently 17 Isle of Palms homes for sale in Treasure Island Fl. The most expensive home for sale right now is just under $1,800,000 and it is an amazing luxury waterfront pool home on 115th street that you will see in the video – I have more pictures I’ll have to work on adding here. The least expensive is a home that is not on the water and no waterview and is offered at $215,000. One closed last month that was over 2300 sqft for $635,000 and several are pending as we speak ranging from $399,000 to $799,000.
The Isle of Palms – Treasure Island neighborhood has a nice park and also has two shuffleboard courts and is great for walking or biking too. It is found as you enter of 112th street from Gulf Blvd. It’s also a short walk to the Treasure Island Public Beach pavilion at 112th and Gulf Blvd. Jeust to the south is the Bilmar which is known for often having Sand Sculptures and works of art behind the hotels on Treasure Island Beach. Last Thanksgiving I took this video with some truly amazing works of art.
This Treasure Island Fl neighborhood is also located between near the popular Johns Pass where you can find a variety of specialty shops, restaurants as well as ability to go out fishing or boating for the day.
The majority of these homes were originally built in the late 1950′s early 1960′s however these concrete block ranch homes continue to stand the test of time and with each new owner – get new life breathed into them – new windows, roofs, seawalls and more. It’s hard to believe some people of recently found Isle of Palms homes for sale on the water for under $400,000. There are definitely some good values if you are looking to buy a deep water home for the long haul. We don’t feel this is the market to do short turn purchases – the market is still being impacted by some lingering short sales and occasional foreclosures.
We recently helped a new family find the perfect waterfront home in Treasure Island Fl – they are excited to have been able to get a completely remodeled waterfront pool home for a great price. If you’d like to know more about homes for sale in Treasure Island Fl just give us a call.
Treasure Island Real Estate
Oh and by the way if you’re looking for Treasure Island FL Realtors we’d like you to know that we are passionate about being your Treasure Island real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience - helping you find the perfect Treasure Island FL homes for sale (and condos too).
We’d like to be YOUR Treasure Island Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Warmly,
Cyndee and Jack Haydon
Charles Rutenberg Realty
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell
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Clearwater FL Helpful Hints for Keeping the Knives in Your Kitchen Sharp
April 18th, 2010 Categories: Community News
Clearwater FL Helpful Hints around your House
Clearwater Florida – Today we are sharing some helpful hints we hope you can use around your Clearwater house. If you own kitchen knives, you better keep them honed. That’s because a dull knife blade not only slows you down in the kitchen, but it can be more dangerous than its ready-to-cut counterpart, too.
In this brief, 2-minute video, you’ll learn how to use a knife steel to keep your kitchen cutlery in top form.
Among the tips:
- Hold your knife at a 20-degree angle to the steel for maximum effect
- 10 swipes per side is sufficient to keep the blade straight
- Mid-range knife steels are the best choice for most kitchens
Most knife steels don’t actually sharpen knives. Instead, they straighten the microscopic teeth that make the knives work. And that’s okay. Just remember use the steel every time you use your knife.
Clearwater FL Real Estate
Oh and by the way if you’re looking for Clearwater FL Realtors we’d like you to know that we are passionate about being your Clearwater Florida real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience - helping you find the perfect Clearwater FL homes for sale.
We’d like to be YOUR Clearwater FL Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Warmly,
Cyndee and Jack Haydon
Charles Rutenberg Realty
Clearwater FL Real Estate Office
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
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Sand Key Florida – Join Fun at First Annual Spring Fest at Shoppes of Sand Key.
April 16th, 2010 Categories: Community News, Sand Key Florida
Sand Key Florida Spring Fest - Clearwater Beach
Clearwater Fl – Calling all Sand Key Florida homeowners and neighbors - What are you doing tomorrow, April 17th 2010? This weekend you’ll find more than amazing beaches in one of Clearwater’s best waterfront neighborhoods…
Check out all the fun things to do at the First Annual Sand Key SpringFest. It is being called the “biggest Block Party this island has ever seen” and is being put on by the Sand Key Civic Association.
Where: It will be held at the Shoppes of Sand Key.
When: Saturday April 17th, Noon to 7pm
They will have a big tent and all the activities are starting at noon. They will have live entertainment, food, refreshments and special entertainment from Al “Coffee” McDaniels who is a well known blues musician.
If you are worried about finding parking on Sand Key Clearwater Beach on a spring Saturday – don’t be! The Sand Key Civic Association has arranged to have FREE transportation from the Jolley Trolley and it will be making a constant look up and down Sand Key on Saturday - from the Marina to the Park. You can take advantage of the FREE trolley rides from noon until 7pm.
Thanks to Larry and his Sand Key blog for helping to get the word out. Also be sure if you go to stop by Backwaters and tell Larry “Hi”.
Other Sand Key Articles:
- Steps from Sand Key Luxury Condos and the Beach eat Ryans Sweet Treats
- Sand Key Condos | Complete List of All Sand Key Luxury Condominiums On the Beach
- Sand Key Condos | The Grande of Sand Key Florida | Beachfront Luxury Condos
- Dans Island Condos – Inside Clearwater Beach Real Estate Condos – Sand Key FL 33767
- Meridian Condos offer Beachfront Luxury – Best of Sand Key Condos 33767
FLorida Luxury Real Estate | All Sand Key Condos on the Gulf of Mexico Beach
And if you’ve got any Sand Key real estate questions, just give us, your local Clearwater Beach Realtors a call. We’d like you to know that we are passionate about being your Clearwater Beach real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience - helping you find the perfect Sand Key Condos for sale.We’d like to be YOUR Clearwater Beach FL Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Warmly,
Cyndee and Jack Haydon
Charles Rutenberg Realty
Clearwater FL Real Estate Office
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
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Clearwater FL Homes for Sale | Improvements that Increase Clearwater Homes Value
April 16th, 2010 Categories: Clearwater Florida, Home Seller Tips
Clearwater Fl Homes for Sale find Improvements Can Increase Homes Value
Clearwater Florida – 
If you are looking at Clearwater Fl homes for sale, just know that not all home improvements are created equal. Especially if you’re looking for “resale value” back from your improvements.
A recent from the Wall Street Journal lays it out cleanly. Function beats flash these days so be wary of where you spend.
A national report found environmental upgrades such as home insulation and energy-efficient steel entry doors are recovering a much greater percentage of their cost these days than major remodels including kitchens or bathrooms. This is especially true for homes that are already “over-improved” relative to the neighborhood.
Tip: Upgrading the biggest and best homes on the block can be a losing proposition when if comes to resale so if you upgrade your home do it to enjoy it while you’re in it not to get a financial benefit in the short run.
The article’s findings include data from groups such as the National Association of Home Builders, Remodeling Magazine, and Consumer Reports. It lists the following home improvements among its top “paybacks”:
- Steel entry door replacement : 129% cost recovery
- Wood deck addition : 81% cost recovery
- Vinyl-replacement window : 77% cost recovery
Energy-efficiency projects also recoup costs monthly in the form of lower heating and cooling bills. Locally we are also seeing things like new windows and roofs being important because of the impact they have on our insurance bills and the fact that those improvements come with significant insurance rate credits – some people see 20%+ drops – that’s real dollars for 5 years.
Remodeling Magazine says a larger number of homeowners will remodel their homes in 2010 with less emphasis on upgrading kitchens and bathrooms, and more emphasis on adding new rooms. From an appraisal perspective, this is a terrific way to increase yourClearwater home’s value — especially if your home’s bed/bath count lags your neighbors.
Before starting a Clearwater home improvement project, regardless of whether your goal is increase resale value, talk with a Clearwater Fl real estate agent about other homes in the area and how they’re built and what home buyers are looking for. At worst, you’ll gather some ideas you can work into your plan. At best, you’ll keep yourself from over-improving – which many home sellers are suffering from during this post real estate boom time.
Clearwater FL Homes for Sale
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Got questions, just give us, your local Clearwater FL Realtors a call or talk to your loan officer about your pre-qualification/pre-approval letter before you bid on a Clearwater FL home.
So if you’re looking for Clearwater FL Realtors we’d like you to know that we are passionate about being your Clearwater Florida real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience - helping you find the perfect Clearwater FL homes for sale.
We’d like to be YOUR Clearwater FL Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Warmly,
Cyndee and Jack Haydon
Charles Rutenberg Realty
Clearwater FL Real Estate Office
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
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Clearwater FL Homes for Sale | Is Your Tampa Mortgage Preapproval Stale?
April 11th, 2010 Categories: Clearwater Florida, Tampa Mortgages
Clearwater FL Homes | Buyers need to Update Tampa Mortgages & Preapprovals
Clearwater FL - It’s a busy weekend with the National Open House event. Lots of people checking out Clearwater FL Real Estate. Before you get too excited…have you checked if your Tampa Mortgage preapproval is still valid or is it stale? As the federal home buyer tax credit nears its April 30 end-date (19 days and counting down), there’s a lot of would-be home buyers in Clearwater FL still working to get a home under contract – both first time home buyers and those taking advantage of the move up tax credit.
A piece of advice for all of you looking to buy a home right now: If your Tampa Mortgage pre-qualification and/or pre-approval letter is more than 8 weeks old, it would be smart to have your mortgage lender “re-pre-approve” you. Here’s a short video I found on Youtube that explains the basic pre-approval process you may find helpful (of course you’ll want to talk to a local lender about your specific situation): 
Why? Because we live in a dynamic lending market and the mortgage guidelines have been in flux and your original lender letter may now be invalid.
For example, over the past half-dozen months, the majority of Tampa mortgage lenders have reduced their risk tolerance can many of these items have tightened up with respect to:
- For Clearwater Homes for sale, buyers Maximum debt-to-income ratios have changed
- Minimum allowable credit scores for Clearwater Home buyers
- Calculation of “assets in reserve” when buying Fl homes for sale
For Clearwater Beach buyers of Clearwater FL condos for sale and co-ops, even the subject property itself is coming under tighter guidelines and tougher scrutiny. We’ve written about some of these changes before:
Clearwater FL Homes for Sale – Related Articles:
- Clearwater FL Homes for Sale Haunted by FHA Appraisals
- Clearwater Beach Florida Buyers Must Know 6 Reasons Cash May be the ONLY Purchase Option
- Clearwater Fl Homes for Sale - 5 Home Seller Myths Expose The Emperors New Clothes
Today’s Tampa mortgages require applicants need to be strong on all fronts to make lenders comfortable based on the current risk and problems they’ve experienced. Did you know that it takes more than just good income and credit to get approved anymore and today’s home buyers should revisit their qualifications.
What passed underwriting to get a loan approved in January may not still pass in May. We recently had a client surprised by the fact that even though they had lots of income and verifiable assets their low credit score kept any lender from being willing to finance their mortgage even when planning to put 50% down. Luckily for them, in 3 months they were able to clean some things up and raise their score so we’re set to close next month.
Being pro-active brings other advantages, too. If a mortgage re-pre-approval does unearth an issue, it’ll be easier for every party to the transaction to address and correct it up-front versus trying to clean up a mess once a home’s already under contract and racing the deadlines.
Got questions, just give us, your local Clearwater FL Realtors a call or talk to your loan officer about your pre-qualification/pre-approval letter before you bid on a Clearwater FL home.
So if you’re looking for Clearwater FL Realtors we’d like you to know that we are passionate about being your Clearwater real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience - helping you find the perfect Clearwater FL homes for sale.
We’d like to be YOUR Clearwater FL Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Warmly,
Cyndee and Jack Haydon
Charles Rutenberg Realty
Clearwater Real Estate Office
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
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Belle Harbor Condos – Guide to Clearwater Beach FL Condos for Sale
April 10th, 2010 Categories: Clearwater Beach Florida, Condos for Sale
Belle Harbor Condominiums – Clearwater Beach FL
Clearwater Beach Fl Looking for the best Clearwater beach condos and town homes today well introduce you to one of our favorites, Belle Harbor Condos on North Clearwater Beach located directly across from the Sandpearl Resort. It actually has views of both Clearwater Beach to the west and Clearwater Harbor and downtown Clearwater to the east. 
In late 2001, the Clearwater City Council gave Belle Harbor the go-ahead to build these Clearwater Beach luxury condos and townhomes. In June 2002, the developers, JMC began accepting reservations for these Belle Harbor condos and townhomes they would later build. Completed in 2005, Belle Harbor includes 200 individual homes with 10 floor plans that range from 1,542 to over 4,700 sq. ft in two separate towers. (JMC also is the developer of Mandalay Beach Club, Sandpearl, The Grande and The Meridian on Clearwater Beach and Sand Key)
This community attracts many full time residents because it offers a sense of comfort and space while still being located in the “action” on Clearwater Beach while you can walk to lots of restuarants, Pier 60, the Clearwater Marina, Public tennis courts the Clearwater Recreation center and more.
- Pets Friendly Clearwater Beach Condos: Belle Harbor condominiums allow pets up to 80lbs so those with big dogs enjoy calling Belle Harbor home.
- You can Rent Belle Harbor condos: Belle Harbor allows rentals however requires a 30 day minimum.
Here’s a short tour through Belle Harbor condos and community to give you a better feel for this luxury waterfront condo community: 
Belle Harbor Condos – Amenities
Belle Harbor condos are located in a gated waterfront community with 65 boat docks. This Mediterranean inspired gated Clearwater Beach community covers 6.5 acres on the Clearwater Harbor intracoastal waterway, is handicapped modified with elevators, and features:
- covered parking – some units have actual 1 or 2 car garages,
- manned 24 hr security,
- concierge service,
- 65 boat slips,
- boat docks,
- heated pool,
- heated outdoor spa,
- fireplace, TV’s and fans in pool area
- sauna,
- state of the art fitness center,
- a clubhouse ready for entertaining,
- 2 billiards room with TVs,
- 2 club rooms with TV’s and full catering kitchens and bar in each tower
So, if you are looking for an upscale luxury boating community on Clearwater beach Florida, then look no further than Belle Harbor.
Related Articles:
- Clearwater Beach Real Estate | If I Buy a Clearwater Beach Condo Can I Rent it Out Weekly?
- More Jumbo Loans will help Clearwater Beach Real Estate sales
- Best of Clearwater Beach Condos – Sandpearl
- Clearwater Beach Condos are Really Selling
If you’d like to know about what’s happening in a particular Clearwater Beach FL condo community just give us a call and we’ll bring you up to speed on what’s happening right now.
And if you’re looking for a Clearwater FL Realtor we’d like you to know that we are passionate about being your real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience – helping you find the perfect Clearwater Beach houses for sale.
We’d like to be YOUR Clearwater Beach Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Warmly,
Cyndee and Jack Haydon
Charles Rutenberg Realty
Clearwater Real Estate Office
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
Call us today, to setup some time to view these beautiful Clearwater Beach condominiums and townhomes.
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Clearwater Beach FL – Clearwater Beach Condos are Really Selling
April 9th, 2010 Categories: Clearwater Beach Florida, Condos for Sale
Clearwater Beach Fl - You know we work with lots of Clearwater Beach Fl buyers so we keep our finger on the pulse and the last two weeks we’ve been seeing Clearwater Beach condos are selling. So many people are still believing the news media and all the doom and gloom – however that is not true everywhere. Prices on Clearwater Beach have dropped dramatically the last 2 years and people who still think they are going to buy a beachfront condo at 20+% off the price the seller’s are asking are in for a rude awakening. 
In the last 30 days, 20 more Clearwater Beach Florida condos went pending and 15 Clearwater Beach Fl condos closed and it wasn’t the “cheapest beachfront properties” – though there’s always a market for those. We’ve seen buyers who’ve been on the fence decide for themselves that the bottom is here or may have passed. Why do I say that – I know of more than one occasion where a cash buyer paid more than the appraised value for a condo; Clearwater Beach condos getting multiple offers and some of the highest priced ones even getting full asking price.
- Related Articles:
There’s so much mis-information out there I wanted to share some of the facts. This information only covers Clearwater Beach Fl – not Sand Key or Island Estates sales for the last 30 days.
The highest priced unit to sell was a front unit at the Sandpearl Residences - which closed for $1,825, 000 and 99% of the asking price at $707 a square foot. 3 properties sold for over $1 million. The average for the last 30 days was $716,563 or $292 a square foot with an average sold price of 90% of the asking price – which is skewed a little low with a couple of short sales that finally got resolved.
When you look at the 20 pending sales for properties in Clearwater Beach Fl you find that there is still one what appears it will sell for over $700/sq ft- it’s a beachfront house that was listed at $2,499,000. Several of the condos under contract are Belle Harbor Condos, Mandalay Beach Club Condos or luxury Sandpearl Condos. We had buyers looking last week and the pickings on good units was definitely thinning.
These 35 properties do not account for the 19 that are under contract and moving through the contingency period. So that’s 70 properties off the market in the last 30 days for Clearwater Beach alone and I know of several that are in the negotiation process as I write this.
So what does this mean to you? If you’ve been waiting convinced that prices will continue to drop – we’re not seeing that play out. No one knows what tomorrow brings (I never expected the banks to fall and become Government run in a blink of an eye so each person has to assess this info for themselved) I can say that I know of people that were convinced themselves – and they may still end up being right but on more than one situation – awesome beachfront condos have gotten offers lower than we’ve seen in 7 years and we’re seeing offers now higher. So you decide. If you are looking for the long term it seems like now is the time to find you piece of paradise or be prepared to pay more for it in the future.
If you’d like to know about what’s happening in a particular Clearwater condo community just give us a call and we’ll bring you up to speed on what’s happening right now.
And if you’re looking for a Clearwater FL Realtor we’d like you to know that we are passionate about being your real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience - helping you find the perfect Clearwater Beach houses for sale.
We’d like to be YOUR Clearwater Beach Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Warmly,
Cyndee and Jack Haydon
Charles Rutenberg Realty
Clearwater Real Estate Office
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
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Why Palm Harbor FL Home Sales Weren’t Worse This Winter -Fed Explanation
April 8th, 2010 Categories: Real Estate News
Palm Harbor FL - 
Mortgage markets improved after the Federal Reserve released its March 16, 2010 meeting minutes. It’s good news for in Palm Harbor FL home buyers and rate shoppers everywhere or Palm Harbor home sales would have been much worse this winter– rates could have just as easily gone the other way.
The Fed Minutes is a detailed recap of the debate and discussion that shapes the nation’s monetary policy. The notes are dense; it takes 3 weeks to compile them for publication.
As compared to the more well-known, post-meeting press release, the Fed Minutes are extremely lengthy. For example:
- March 16 press release : 451 words
- March 16 meeting minutes : 6,152 words
If the press release is the executive summary, the Fed Minutes are the novel.
The extra words matter. The minutes recount what the Fed did, how the Fed did it, and what the Fed plans to do next. And, in the minutes, Wall Street looks for clues.
This is why the report is important to every rate shopper in Palm Harbor FL and around the country.
When the Federal Reserve publishes the minutes from its meetings, it leave clues about the groups next policy-making steps. For example, in March’s Fed Minutes, it’s clear that the Fed’s concern about inflation is hugely diminished and that’s a major plus for the mortgage bond market.
Inflation causes mortgage rates to rise. The absence of inflation, therefore, helps them to fall. This improves home affordability, among other things.
Similarly, the Fed Minutes note that real estate sales may have been worse throughout the winter months if not for low mortgage rates and the sense among Americans that home prices were troughing. We may infer, therefore, that rising rates may suppress home sales later this year.
Markets are always looking for clues from inside the Fed and the last meeting’s minute signal that the economy is on its way up. If you’re looking for a bargain in the Palm Harbor FL housing market, your window to act may be closing.
Ask us for a Market Survey for Your Property – Find Out What Your Palm Harbor FL Property is Worth Today.
Your Palm Harbor Realtors - living and working here just like you. Passionate about being your local real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience - helping you find the perfect Palm Harbor FL homes for sale.
We’d like to be YOUR Palm Harbor FL Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Warmly,
Cyndee and Jack Haydon
Charles Rutenberg Realty
Clearwater Real Estate Office
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
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Clearwater FL Home buyers- Tips on Maximizing Uncle Sam Tax Credits
April 7th, 2010 Categories: Community News, Real Estate News
Clearwater FL – Wow the time is fast approaching and our taxes are due April 15. If you’re among the millions of Americans who wait until the last week to file, here’s a video interview that could help you reduce your federal tax liability.
Visit msnbc.com for breaking news, world news, and news about the economy
This video was originally broadcast by NBC’s The Today Show, in 4-minutes they review various tax credits and deductions you may be eligible for, plus some recent tax law changes.
Check out a few of the topics they covered:
- Tax filers receiving larger “personal exemptions” in 2009 versus 2008
- Unemployment income recipients being required pay taxes beyond the first $2,400 received
- The “first time” home buyer credit for Clearwater FL home buyers and those around the country is being extended to non-first time home buyers for up to $6,500
The interview also talks about how taking a parent, child or other family member into your home may change your tax filing status and reduce your tax liability.
Even if you’ve filed your taxes already consider still watching the video above. You may find that you missed a potential deduction. If that’s the case, consider filing an amended return with the IRS to recapture the credits you left on the table. Most times, the benefits of re-filing will outweigh the costs of doing it.
Be sure to talk with your tax professional for personal tax advice.
Your Clearwater FL Realtors – living and working here just like you. Passionate about being your local real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience – helping you find the perfect Clearwater FL homes for sale.
We’d like to be YOUR Clearwater FL Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Warmly,
Cyndee and Jack Haydon
Charles Rutenberg Realty
Clearwater Fl Real Estate Office
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
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