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Redington Shores Florida Condos for Sale - La Vistana - Pure Luxury on the Beach

November 17th, 2008 Categories: Condos for Sale, Tampa Beach Living, Waterfront Living

Luxury Beach Living in Redington Shores Florida

Redington Shores Florida - Looking for a great Redington Shores beach condo to live in full time or as a vacation get  away - let me share with you a real piece of paradise. The gated condominiums of La Vistana offer the finest luxury living to 40 homeowners.   

La Vistana - Redington Shores Condos for Sale

La Vistana is a brand new gated beach condominium community on the white sands of the Gulf of Mexico built at the end of 2006. It’s centrally located in Redington Shores which is a charming beach town that covers just a little over a mile (1.19 miles to be exact) along Gulf Boulevard is where about 2500 people call home year round and during the winter months about that many join the locals.

Looking for great deals on Redington Shore Condos for Sale? Our most popular beach condo request is for a 3 bedroom 2 bath condo. This spacious Redington Shores condo for sale in La Vistana is a spacious 3 bedroom 2 bath 2,150 square feet unit. With that kind of space it’s easy to see why people often chose to live here year round. It’s located on the 5th of 8 floors and has 4 balconies to bring the outdoors in.

Another rare feature of Redington Shores Florida condominium community is that is a gated condo complex which offers secure access to the building and the property. La Vistana boasts 2 dual elevators and a skylight topped atrium.

Love entertaining or relaxing on the beach? Then there’s sugar white sandy beaches waiting or enjoy the pavilion / picnic area complete with a crystal blue pool and 2 hot tub / spas ready for you year-round since they are heated (for those of us whose blood thins over time).  Come soak in the soothing sounds of the surf and the spectacular sunsets each evening as it dips below the horizon. One things for sure… it’s never the same view twice.

La Vistana Condominium Features

La Vistana - Condominium Exterior Features:

Find all the Pinellas County Beach Condos for Sale

Are you looking to buy a Pinellas Beach condo? We are happy to give you all the information available on any Redinton Shores property for sale (including condos, townhomes and villas) or you can go ahead and search right now and see all the Redington Shores for sale by all real estate companies in the Tampa Bay MLS.

Jack and I would be happy to show you any S. Pinellas Beach condos for sale or to just show you this amazing luxury condo for sale at La Vistana when you’re interested in seeing it or finding out more.

Just call us at (727) 710-8036 - we’re looking forward to helping you with all your Tampa real estate needs when the time is right.

Cyndee and Jack Haydon, Clearwater Realtors specializing in Clearwater Real Estate and the surrounding all Pinellas County waterfront, luxury properties and golf course homes, town houses and condos.
  

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Tampa Mortgage Tips |How Property Appraisals impact Clearwater Home Buyers

October 28th, 2008 Categories: Clearwater Florida, Condos for Sale, Homes for Sale, Tampa Mortgages

How Property Appaisals effect getting Tampa Mortgages

Clearwater Florida - Property Appraisals are a necessary and important step in the home buying process. When we are working with people planning to buy Clearwater Real Estate we find there is a lot of confusion out there regarding the truth about appraisals. Some home buyers are confused about their purpose and often think of them as home inspections and others worry that a low appraisal for their property is the kiss of death.

Will this Clearwater home for sale appraise

We believe home buyers should take the time to learn the facts about real estate appraisals. The more you learn beforehand, the better prepared you are to tackle this crucial step in the home buying - home selling process. If you’re buying a home - your home loan approval is contingent upon the results of the real estate appraisal. It is as simple as no appraisal…no Tampa Mortgage or home loan.

Since very few buyers pay for a house with cash, the appraisal is going to be necessary. We recommend that even home buyers paying cash get an appraisal in this dynamic Clearwater real estate market (it’s another opportunity to negotiate to ensure you’re not overpaying for a property). If you are getting a Tampa mortgage or loan - is is never going to go through without an acceptable appraisal.

The Appraisals Role in the Home Buying Process

The purpose of the appraisal is to establish the homes market value at this point in time. The homes sales price will need to be equal or less than the market value as determined my the appraisal to be able to qualify for a Tampa mortgage and home loan. Obviously banks don’t want to lend more than a property is worth.

The main goal of the appraiser is to protect the Tampa mortgage lender. Lenders don’t want to be stuck with any Clearwater property that is not worth its price tag, so the real estate appraisal must be completed before the lender will approve the loan. The information contained in appraisal is invaluable to the lender. The lender will study the details of the appraisal before reaching a final decision.

Can I choose my own Appraisal when buying a home in Clearwater?

Buyers, especially first time home buyers, often think they get to choose the appraiser. This is not typical and it makes perfect sense because if the banks are going to be funding the majority of the transaction in loans like FHA (where 97% of the purchase price is funded by the mortgage lender), they should be aware of the property’s value.

Our experience is the lender will usually dictate the choice of appraiser. It might have one in house or through a contract with an independent appraiser. After the recent sub-prime mortgage crisis we’ve seen banks even dictating who the local Tampa mortgage broker which appraisers they’ll use to ensure they get as accurate an appraisal as possible. Banks can fear appraisers with close relationships to a mortgage lender might be tempted to be “too optimistic” to get a deal done. If you go with your own choice for appraiser, they may be subject to final approval from the lender - be aware that this can result in your paying for two appraisals.

How do Appraisers determine the Clearwater property market value for a home I want to buy?

Residential properties are normally appraised using either the sales comparison approach or the cost approach. When using the sales comparison approach, an appraiser compares the property to similar properties that have sold in the area and bases the market value on the comparables or comps. The cost approach is based on the costs to build, which means it is more appropriate for new properties. All the appraisals our buyers have received to get their Tampa mortgage in the last 3 years have used the sales comparison approach.

This is where we are seeing recent Tampa Bay short sales, foreclosures and distressed sales causing big swings in property values in even the best neighborhoods month to month. In today’s Clearwater real estate market appraisals actually help protect the home buyer from over paying as well.

What is included in a Clearwater homes property appraisal?

The actual appraisal reports are very detailed. They contain information about the subject property along with comparisons of a few similar properties. There is an evaluation of the overall house market within the area. The appraiser will then list any issues that he or she feels might diminish the property’s value. The next component is a list of any serious problems like bad roofs or weak foundations.

The appraiser then gives an estimate of the sales time for the house. Finally, the report will indicate the type of property. It is important to note that the real estate appraisal is not the same thing as an inspection. The appraiser might make note of any problems they see, but they are not responsible for declaring if your home is in good condition or not.

They are only responsible for assessing the property and determining the market value for the lender. A home inspection is a different process altogether. Real estate appraisals only include the home, the land, and any improvements to the land. It does not cover any personal property that might be sold with the house. The buyers should purchase those items separately.

What all goes into an appraisal? Appraisers are looking at the condition and size of the house, its proximity to good schools, and the size of the lot. Appraisers do not look at dirty dishes or overflowing laundry baskets. They do care about chipped paint, broken windows, and appliances that don’t work.

What happens if the Clearwater home I want to buy doesn’t Appraise?

Everyone fears the possibility of a low appraisal in the home buying - home selling process. It happens all of the time, usually during closing.

Here are 4 things you can do to remedy this common but stressful situation.

  1. Have your Clearwater Realtor do a detailed Comparable Market Analysis and research to evaluate “current market value” before making an offer to buy a home;
  2. The property appraisal can always be disputed and you can pay to have another appraisal done and hope for a different result (this will cost you another $350-400 and is usually a strategy used when you’re dealing with a unique property where comparables are difficult)
  3. Your real estate agent can negotiate with the seller to ensure the price you are offering to buy a property for is within the banks appraised “current market value” - with so many Clearwater homes for sale today - serious home sellers understand a buyer can’t pay more than a bank will lend so this is usually how we see discrepancies resolved when there’s a motivated home buyer and home seller.
  4. The buyer can make a larger down payment - however this strategy is usally used in a market where property values are rising - I can’t imagine why someone would do that in a declining market.

In today’s market we help our home buyers avoid this situation by always doing extensive research and analysis before they make an offer (so the buyer doesn’t pay for an appraisal and waste their time and money on a Clearwater home that won’t appraise for the price the buyer is thinking of offering. ) This educates the buyer as well as protecting them from wasting @$300-$400 for an appraisal on a home that they won’t get a loan on…at that asking price.

Do you have questions about buying a home or Clearwater property appraisals? Just ask - we know an educated home buyer or home seller is our best client!

Call us Today at (727) 710-8036 to hear more about how we can help you!

Copyright © 2008 Jack and Cyndee Haydon, Clearwater REALTORS and your Clearwater Beach Real Estate Consultants specializing in Tampa Bay Real Estate and may not be copied, reproduced, distributed, transmitted, displayed or published

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Clearwater Condos on Sand Key Florida - Inside Dans Island Condominiums 33767

October 21st, 2008 Categories: Clearwater Beach Florida, Condos for Sale, Sand Key Florida

Dans Island Condos - Insiders Guide to Best Clearwater Condos

Clearwater Beach Florida - Dans Island is the first condominiums community you see as you enter Sand Key Florida from Belleair Beach is one of the best finds when looking for Clearwater Beach real estate right on the sandy white beaches of the Gulf of Mexico.

Dan’s Island Condos

Dan’s Island Condos in Clearwater are made up of 2 unique stucco block condo buildings with interesting views from several balconies in each unit (Dans Island I condos and Dans Island II condos), each 12 stories high with 85 and 86 condominiums respectively.

Dans Island is named after Sand Keys original settler and part of Sand Key and Clearwater’s history. In the photo here you can see a sample of the amazing view from one of the balconies of the white sandy beach of Sand Key Florida - Does it get any more private than this?

Feel free to read more about Dans Island Condos and their connection to Sand Keys history, the bargains recently found and more. In this article I wanted to provide many of the facts and figures Clearwater Beach Real Estate buyers ask me for, especially when we help so many people from out of the Clearwater Florida area.

Dans Island Condos | Community Features

Dans Island Condos | Interior Features

Inside and View from Dan’s Island Condos on Sand Key Florida

2 bedroom units 1670 to 1960 Sq. Ft

3 bedroom units 1970 to 2063 Sq. Ft

Clearwater Beach Real Estate - Dans Island Condos - Models

Dans Island I condos

Dans Island II condos

Dans Island Maintenance Fees include:

Related Article:

If you are looking to sell your Sand Key condo and feel free to call us at (727) 710-8036 to request for your complimentary Clearwater beach real estate market analysis on your specific property - in this dynamic market its changing day to day. Looking for accurate info and no pressure to make informed decisions then youll appreciate the way we work.

If you want to see all the Clearwater Beach condos for sale in the Clearwater MLS!

Cyndee Haydon, Clearwater REALTORs Charles Rutenberg Realty, 1545 S Belcher Road Clearwater FL 33764

(727) 710-8036

All Information deemed reliable but not guaranteed.

Posted by Cyndee Haydon | Currently 4 Comments »

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