Homes for Sale
October 18th, 2012 Categories: Homes for Sale
Desirable Harbor Hills – 3381 Harbor Place – Largo Homes for Sale
Largo Florida– Whether you’re looking your first home or the perfect winter home this well maintained affordable Largo home for sale should be at the top of your list. You’ll appreciate this solid concrete block ranch home at the end of this quiet cul-de-sac. This home is warm and inviting , light and bright throughout and move in ready – you don’t want to miss this one.
If you enjoy the Florida lifestyle and want to go boating or use your jetskis, kayaks or just go fishing after work or on the weekends you’ll appreciate that this Harbor Hills home is located just 1.6 miles from the Belleair Causeway Boat Ramp where there are several public ramps with easy access to the Gulf of Mexico just a short distance though Clearwater Pass. Others enjoy being able to bring their dogs to the informal dog beach located right there on the intercoastal waterway.
Located just off Indian Rocks Road between East Bay and Walsingham this one is true to the old real estate adage – “Location, Location, Location”. Near parks and area schools while also being close to Suncoast Hospital, Largo Medical Center and Morton Plant Hospital making it a great location for those Doctors, Nurses and medical professionals needing quick access. In addition, conveniently located near Belleair Bluffs which has many local favorites like Panera, Bonefish Grill, Thirsty Marlin, Cody’s Publix, and more.
The home has a great yard for big dogs and small alike. Private, fenced and your pets will love the ample space to run outside. You’ll enjoy the mature trees and the way the home sits up and back on the lot for extra privacy including bonus spaces including a screened back patio and a 216 sq ft Florida Sunroom.
This house boasts a large galley kitchen with lots of storage and counter space and a kitchen overlooking the backyard.
This home wont’ last long so call Jack Haydon at 727-710-8036 today for your own private showing of this Largo home – in the meantime check out the video below.
Largo Homes Close to Beaches, Boating, Dining and Shopping
If you are interested in finding out what your home or condo is worth click here for a complimentary market analysis, call Jack Haydon, Realtor at 727-710-8036 or email info at sandbarstosunsets.com
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The Inlets – Bradenton Florida Luxury Homes on Deep Boating Water
Bradenton FL – Looking for a great home for your boat – many people choose the luxury gated community offered at The Inlets Bradenton Florida for just this reason. The Inlets community still has some new contruction available and offers some of the best Tampa Bay deep water homes for sale.
This is a great waterfront luxury boating community and it’s about 30-45 minutes from everything – Downtown Tampa, the Airport, St Petersburg and Clearwater FL. Even though our office is in Clearwater – it’s less than 45 minutes to this community. We have a client building a spectacular 6000+ sq ft home in The Reserve at The Inlets and we have had the best experience working with the Camlin Home Corporation team.
Boating Homes with Deep Water – Luxury Waterfront Homes – Tampa Bay Easy Gulf Access
The Inlets has a unique location on the Manatee River with easy access to the Gulf of Mexico. Our clients have a large boat (58 ft) and the deep water was much better than the options they had looked at in Clearwater Beach to Tierra Verde. Ultimately when looking at a home over $1 million dollars – they opted to get “exactly what they wanted” by building it from scratch. The homes in Bella Sole are available under $1 Million dollars and there are Inlets homes for sale including short sales of homes that are in other parts of the community.
View The Inlets Bradenton Fl homes for Sale on water in a larger map
One of the best parts of this neighborhood is the fact that it offers a protected inlet – hence the name – If you would like to take a “boat tour” through the neighborhoods, Harbour Walk, Bella Sole and The Reserve just give me a call and we’d love to show you why we believe this is one of the best waterfront neighborhoods in Tampa Bay FL.
By boat or by car you can be to Tampa Bay in 6 miles; 12 miles to Gulf of Mexico by boat, it’s 30 minutes to Brandon Fl and just over 45 minutes to the Tampa Airport.
The Reserve – The Inlets Bradenton Florida
Homeowners enjoy deep saltwater canals on these luxury riverfront homesites. Their salt water canals have been dredged to a negative 5 ft 5 inches.
Bradenton FL Schools children living in The Inlets attend:
- Bashaw Elementary
- Haile Middle School
- Braden River High School
- and close to many desireable private schools
The Reserves – The Inlets Bradenton FL – Activities and Amenities
- Fishing and Boat Maintenance clinics
- Tennis Court
- Cruise Club with scheduled outings throughout the year
- Canoeing and Kayaking storage along with a private launch
- Childrens Playground
- Estuary and Nature Walk
- Private Salt Water Fishing in Community Estuary and observation docks
- Community Club House
- Private Gated waterfront community
Why call us? We specialize in helping ONLY buyers and work for you as YOUR waterfront real estate advocate when buying your dream home from Tarpon Springs to Sarasota we know the waterfront – so if you’ve got any questions, just give us, your local Tampa Bay FL Realtors a call or talk to your loan officer about locking your rate on the Tampa Bay FL waterfront homes you want to buy.
We’re passionate about being your Tampa Bay waterfront real estate advocate. We’re committed to delivering Results daily based on Integrity, Knowledge & Experience – helping you find the perfect Tampa Bay area and Clearwater FL homes for sale on the water.
We’d like to be YOUR Luxury Waterfront FL Real Estate Team!
Call Cyndee @ 727.710.8035 or Jack @ 727710.8036
Cyndee and Jack Haydon
Charles Rutenberg Realty
Clearwater FL Real Estate Office
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
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Clearwater Florida Sees More Signs Of Real Estate Recovery |Cost Of Owning Versus Renting Falls Back To Historical Norms
Clearwater Florida Owning verus Renting
Clearwater Florida – One popular housing theory is that — before a bona fide housing recovery can begin — the cost of owning a Clearwater home versus renting one must return to historical levels.
If that belief is a truth, a national return to rising home prices may be in store for 2009.
Falling home prices coupled with falling mortgage rates, too, have dropped the relative, after-tax cost of owning a home to 125% of the cost of renting a home.
This is the exact 18-year historical average and not since 2001 has the gap been this small.
As reported by the Wall Street Journal, though, the study has some flaws. For example, the data doesn’t account for ongoing home maintenance costs, nor does it consider real estate tax bills and insurance policies.
But, combining a relatively low cost home of ownership in the Tampa- St Petersburg – Clearwater real estate market right now. NAR reported that the median home price was $151,500 in the 4th Quarter of 2008 which represents a decrease of over 24.9% in 2008 along with the government’s newly announced $8,000 tax credit for first-time home buyers is likely to convert long-time Tampa Bay renters into never-before homeowners. We’ve been meeting with lots of buyers convinced now is the time to buy their first home.
- IRS First time Home buyer credit form is here
- IRS gives First Time Home buyers 8000 reasons to buy now!
This, too, is thought to be a key element of the housing recovery.
In many real estate markets (but not all), home prices are expected to edge lower through 2009. Provided mortgage rates stay low, the cost gap between owning and renting will shrink even more.
Thinking of Buying your First Home in Clearwater Florida – We can help
If you have been thinking about buying your first home or condo and haven’t owned one in the last 3 years now is a great time to buy in home in Clearwater
Call Us Today at (727) 710-8036 to hear more about how we can help you!
Copyright © 2009 Jack and Cyndee Haydon, Clearwater REALTORS and specializing in Clearwater Florida, Clearwater Beach Florida, Sand Key Florida and Pinellas County Waterfront homes and condos. This article may not be copied, reproduced, distributed, transmitted, displayed or published.
(Image courtesy: Wall Street Journal)
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Clearwater Homes for Sale: Townhomes in Chateaux de Ville
Clearwater Florida – Are you looking for a great real estate bargain? Looking to buy your first home or a town home in Clearwater to get away during your cold winters? Looking for a second house that’s move in ready and near Clearwater beach, the Tampa airport and just about 20 minutes to anywhere you want to go? Then look no further than the Clearwater townhomes for sale in Chateaux de Ville located off Nursery road between Belcher Road and US 19.
Chateaux De Ville Townhouse Community
Check out this Clearwater Florida town home for sale– it has 2 bedrooms (with a spacious loft that currently is used as bedroom and a home office) along with 2 and a half bathrooms.
You’ll enjoy relaxing by the pool that is just steps from your front door – just bring your towel and suntan lotion.
This Clearwater Home for Sale offers..
- 2 bedrooms – both upstairs;
- The master bedroom also has a master bathroom;
- 2 stories with 2nd floor loft bedroom / home office option;
- Townhome Community pool with pool bath and entertaining area;
- Fenced backyard with screens lanai and waterfall fountain;
- 2 and a half bathrooms – 2 full baths upstairs and a half bath is located downstairs;
- Kitchen includes breakfast bar with passthrough and eat-in area and pantry;
- Spacious living room / dining room combo with sliding glass doors that brings the outside in and offer views of the backyard and waterfall fountain;
- No pet restrictions so bring your dogs or cats today;
- No age restrictions in this quiet neighborhood;
- Near good schools – (see more details below)
- Address: 1590 Chateaux De Ville #28 Court Clearwater Florida 33764
Related Clearwater Florida Information:
- Pinellas County Schools – Student Assignment
- Clearwater home insurance options
- Map of where it’s located in Clearwater Florida
- Tampa Mortgage information and news
Find all the Clearwater Homes for Sale
Are you looking to buy a house? We are happy to give you all the information available on any property for sale (including condos, townhomes and villas) or you can go ahead and search right now and see all the Clearwater Homes for sale by all real estate companies in the Tampa Bay MLS.
Jack and I would be happy to show you any Clearwater townhomes for sale or to just show you the Chateaux de Ville community when you’re interested in seeing it or finding out more.
Just call us at (727) 710-8036 – we’re looking forward to helping you with all your real estate needs when the time is right.
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Clearwater Florida – Property Appraisals are a necessary and important step in the home buying process. When we are working with people planning to buy Clearwater Real Estate we find there is a lot of confusion out there regarding the truth about appraisals. Some home buyers are confused about their purpose and often think of them as home inspections and others worry that a low appraisal for their property is the kiss of death.
We believe home buyers should take the time to learn the facts about real estate appraisals. The more you learn beforehand, the better prepared you are to tackle this crucial step in the home buying – home selling process. If you’re buying a home – your home loan approval is contingent upon the results of the real estate appraisal. It is as simple as no appraisal…no Tampa Mortgage or home loan.
Since very few buyers pay for a house with cash, the appraisal is going to be necessary. We recommend that even home buyers paying cash get an appraisal in this dynamic Clearwater real estate market (it’s another opportunity to negotiate to ensure you’re not overpaying for a property). If you are getting a Tampa mortgage or loan – is is never going to go through without an acceptable appraisal.
The Appraisals Role in the Home Buying Process
The purpose of the appraisal is to establish the homes market value at this point in time. The homes sales price will need to be equal or less than the market value as determined my the appraisal to be able to qualify for a Tampa mortgage and home loan. Obviously banks don’t want to lend more than a property is worth.
The main goal of the appraiser is to protect the Tampa mortgage lender. Lenders don’t want to be stuck with any Clearwater property that is not worth its price tag, so the real estate appraisal must be completed before the lender will approve the loan. The information contained in appraisal is invaluable to the lender. The lender will study the details of the appraisal before reaching a final decision.
Can I choose my own Appraisal when buying a home in Clearwater?
Buyers, especially first time home buyers, often think they get to choose the appraiser. This is not typical and it makes perfect sense because if the banks are going to be funding the majority of the transaction in loans like FHA (where 97% of the purchase price is funded by the mortgage lender), they should be aware of the property’s value.
Our experience is the lender will usually dictate the choice of appraiser. It might have one in house or through a contract with an independent appraiser. After the recent sub-prime mortgage crisis we’ve seen banks even dictating who the local Tampa mortgage broker which appraisers they’ll use to ensure they get as accurate an appraisal as possible. Banks can fear appraisers with close relationships to a mortgage lender might be tempted to be “too optimistic” to get a deal done. If you go with your own choice for appraiser, they may be subject to final approval from the lender – be aware that this can result in your paying for two appraisals.
How do Appraisers determine the Clearwater property market value for a home I want to buy?
Residential properties are normally appraised using either the sales comparison approach or the cost approach. When using the sales comparison approach, an appraiser compares the property to similar properties that have sold in the area and bases the market value on the comparables or comps. The cost approach is based on the costs to build, which means it is more appropriate for new properties. All the appraisals our buyers have received to get their Tampa mortgage in the last 3 years have used the sales comparison approach.
This is where we are seeing recent Tampa Bay short sales, foreclosures and distressed sales causing big swings in property values in even the best neighborhoods month to month. In today’s Clearwater real estate market appraisals actually help protect the home buyer from over paying as well.
What is included in a Clearwater homes property appraisal?
The actual appraisal reports are very detailed. They contain information about the subject property along with comparisons of a few similar properties. There is an evaluation of the overall house market within the area. The appraiser will then list any issues that he or she feels might diminish the property’s value. The next component is a list of any serious problems like bad roofs or weak foundations.
The appraiser then gives an estimate of the sales time for the house. Finally, the report will indicate the type of property. It is important to note that the real estate appraisal is not the same thing as an inspection. The appraiser might make note of any problems they see, but they are not responsible for declaring if your home is in good condition or not.
They are only responsible for assessing the property and determining the market value for the lender. A home inspection is a different process altogether. Real estate appraisals only include the home, the land, and any improvements to the land. It does not cover any personal property that might be sold with the house. The buyers should purchase those items separately.
What all goes into an appraisal? Appraisers are looking at the condition and size of the house, its proximity to good schools, and the size of the lot. Appraisers do not look at dirty dishes or overflowing laundry baskets. They do care about chipped paint, broken windows, and appliances that don’t work.
What happens if the Clearwater home I want to buy doesn’t Appraise?
Everyone fears the possibility of a low appraisal in the home buying – home selling process. It happens all of the time, usually during closing.
Here are 4 things you can do to remedy this common but stressful situation.
- Have your Clearwater Realtor do a detailed Comparable Market Analysis and research to evaluate “current market value” before making an offer to buy a home;
- The property appraisal can always be disputed and you can pay to have another appraisal done and hope for a different result (this will cost you another $350-400 and is usually a strategy used when you’re dealing with a unique property where comparables are difficult)
- Your real estate agent can negotiate with the seller to ensure the price you are offering to buy a property for is within the banks appraised “current market value” – with so many Clearwater homes for sale today – serious home sellers understand a buyer can’t pay more than a bank will lend so this is usually how we see discrepancies resolved when there’s a motivated home buyer and home seller.
- The buyer can make a larger down payment – however this strategy is usally used in a market where property values are rising – I can’t imagine why someone would do that in a declining market.
In today’s market we help our home buyers avoid this situation by always doing extensive research and analysis before they make an offer (so the buyer doesn’t pay for an appraisal and waste their time and money on a Clearwater home that won’t appraise for the price the buyer is thinking of offering. ) This educates the buyer as well as protecting them from wasting @$300-$400 for an appraisal on a home that they won’t get a loan on…at that asking price.
Do you have questions about buying a home or Clearwater property appraisals? Just ask – we know an educated home buyer or home seller is our best client!
Call us Today at (727) 710-8036 to hear more about how we can help you!
Copyright © 2008 Jack and Cyndee Haydon, Clearwater REALTORS and your Clearwater Beach Real Estate Consultants specializing in Tampa Bay Real Estate and may not be copied, reproduced, distributed, transmitted, displayed or published
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