Clearwater Florida
Why Tampa Bay Home Sellers Choose Short Sale over Tampa Bay Real Estate Foreclosures
April 27th, 2008 Categories: Clearwater Florida, Condos for Sale, Homes for Sale, Pinellas County, Real Estate News, Tampa Bay
Why A Tampa Bay Short Sale May Save Your Credit
Tampa Bay Florida - If you are behind in the mortgage payments on any Tampa Bay Real Estate, then call us today to list and sell your Tampa Bay / Clearwater area property. We will work with you and your mortgage company or bank to get your Tampa Bay real estate sold and work to keep your credit in tact with a short sale.
Don’t let this be you… we can help!
We are Tampa Bay Real Estate agents who work with an attorney and a title company to expedite the sale of your property whether it’s a home or condo for sale, so you may move on with your life.
If you are not familiar with a short sale, then here is a brief description to help you understand what we do for you, we list your property when the outstanding loan balance on the property is larger than what your Tampa bay home will appraise for so it’s also more than it can sell for in today’s Tampa Bay real estate market . This process is better for you than the foreclosure process which will ruin your credit for years.
In addition, the short sale helps the bank because we will save the cost of an expensive foreclosure process. The banks understand the short sale process and are more than willing to work with us, so it is a win-win situation.
In summary, if you are behind in your mortgage payments, have been served with a foreclosure notice, or the bank has complained by writing a foreclosure warning you must act quickly to save your credit.
For more info on Selling your Tampa Bay Home and understanding your options. Call me today at 727-710-8036 and get a Free consultation and we’ll explain how the process works and why recent laws work in your favor.
Jack Haydon
Belloise Realty
727-710-8036
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First Time Home Buyer shares Clearwater Florida Real Estate Experience
April 13th, 2008 Categories: Clearwater Florida, Condos for Sale, Homes for Sale
Clearwater Florida - When buying a home even in a buyers market having a great experience is not a given. Getting the best Clearwater Florida Real Estate deal is not a given so choosing a REALTOR who’s acting as your Buyers Agent makes a big difference. If you are a first time home buyer or someone who hasn’t bought a home in a long time - you definitely want someone working for YOU and only your interests!
- You should look for a Tampa Bay Realtor who listens to your home or condo property requirements;
- You should look for a local REALTOR who cares more about you than selling a Tampa Bay home or condo;
- You should look for a Clearwater Florida Real Estate agent who negotiates with your money like it was their own - we’ve had recent buyers even get FHA mortgage where the seller has paid their 3% downpayment and up to 6% in closing costs;
- You will benefit from a Buyer’s agent who recommends home inspectors who do a thorough job so you can make decisions based on good info - to avoid costly surprises later like a buried oil tank or unsuspected leaky roof;
- Look for a Realtor who’s always working for your best interests - takes time to explain everything to you, especially if you’re a first-time homebuyer and as this buyers says “treats you like family”
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Hear from one of our recent Tampa Bay home buyers about their experience buying a home.
If you are thinking of buying or selling Clearwater Florida Real Estate - we’re here to help. You can call us now at (727) 710-8036 or feel free to search the complete Tampa Bay MLS with photos to see all the homes of condos for sale in the Clearwater - Tampa Bay area.
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- Clearwater Florida Real Estate - Clients give video testimonials
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Buying Clearwater Florida Real Estate Bargains: Bank Owned, REO, Foreclosures - Be Aware, Be Informed!
April 1st, 2008 Categories: Clearwater Beach Florida, Clearwater Florida, Condos for Sale, Homes for Sale, Tampa Bay FL Luxury Real Estate
Clearwater Florida - The number one request we get from buyers is for Clearwater Florida Real Estate bargains for sale. They are looking for Tampa Bay condos or homes for sale that are bank owned properties, foreclosures, in pre-foreclosures or short sales. I must say that this is not a 
process for those who want quick answers or smooth rides. Be aware and be informed! By their very nature, Bank Owned, REO and Foreclosures and buying Clearwater Florida Real Estate in this process is filled with uncertainty and complexity. By understanding what to expect property buyers tell us it can be less stressful and frustrating.
I read 2 helpful blogs today on this topic highlighting how to be successful in buying Clearwater property bargains. These REALTORS are not from the Tampa Bay area however they present info local buyers can definitely benefit from…
Monika McGillicuddy wrote and excellent article about the possible Pitfalls of Buying a Bank Owned Property. She says “foreclosed home or short sale can be a fantastic opportunity to own a home at a greatly discounted price but please don’t go it alone. Representing yourself sometimes can be a costly mistake.”
She also shared how they “closed on a bank owned home recently, after some investigation we were able to track down a former owners property disclosure of the property and while it was from a former owner and held no legal weight it still gave us a glimpse at some information we would otherwise have never known.
Don’t expect the listing agent to do that for you. They won’t. Can you expect a buyer agent to try and track that information down? Yes… but realize that sometimes it’s simply not to be found. But a good buyer agent will make every effort to help the client make the right decisions.”
Maureen Francis, an Oakland real estate agent, also gives home buyers the following 5 tips to buying Foreclosures in her article. They are:
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