Island Estates Florida
Why Can’t you tell me what my Home Insurance will be on Pinellas County Waterfront Homes
Clearwater Beach FL – As your Pinellas County waterfront homes and luxury beach specialist I’m here today answering another question about home insurance when buying Pinellas County waterfront homes.
Question – How come you can’t tell me what my home insurance will be when I’m buying a waterfront home in Tampa Bay?
Answer – Because what happens is that they need you to have the elevation certificate done then depending on what the home’s elevation is (how far above sea level) in conjunction with some other factors as far as if it’s been updated (hint: newer roof or windows definitely helps) along with any wind mitigation discounts then you can get an accurate quote.
Because home insurance here is regulated by FEMA’s insurance rules regulations the insurance company cannot even give us a ballpark quote until they seen the elevation certificate. That’s one of the main reasons that we actually work with our clients to get their surveying elevation certificate done early in the home buying processa. In addtion we can protect you from the unknown with an insurance addendum. I’d be happy to explain more about how this works – however be aware – if you don’t have this kind of protection and the insurance comes in much higher than you’re prepared to pay – you’re stuck. Just one more reason why working with Pinellas County Waterfront & Luxury specialist like us protects your best interests. I’m happy to tell you more about that but that’s the reason why when you’re looking when from property you really won’t know what your insurances until you do the survey and get the elevation certificate.
What other questions do you have about buying or selling waterfront homes and condos in Pinellas County?? Ask below and we’ll add it to our series of questions and answers – also let us know if this information is helpful for you please.
P.S. If you are thinking of buying or selling a waterfront homes in the Tampa Bay area and value hard work, knowledge and results then please give Jack and I a call at 727-710-8036 to see how we can best help you. We’re committed to delivering Results daily based on Integrity, Knowledge and Experience – helping you buy or sell your luxury or waterfront home in Pinellas County
We’d like to be YOUR Pinellas County Waterfront & Luxury Real Estate team! Call us today…
Cyndee and Jack Haydon, Realtors
Charles Rutenberg Realty
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)
Check out our other Tampa Bay Waterfront and Beach Client testimonials here > http://www.sandbarstosunsets.com/clients/
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Clearwater Beach Florida – This past weekend was the annual Island Estates Yacht Club Holiday Boat Parade. This parade is held along the Clearwater Beach intercoastal waterways and starts at the Island Estates Yacht Club and weaves it’s way up and down the waterfront Island Estates homes and condos then also past Coachman Park. The parade is always held a week or two before Christmas and is a memorial to members of the Island Estates Yacht Club that died in the last year.
This is one of my favorite things about living in Clearwater Beach FL in December 😀 – Hope you enjoyed the video of this year’s Clearwater Beach Florida boat parade – we had a great vantage point from Belle Harbor Condos boat slips. What a beautiful night it was with a full moon and all. If you have any photos or pictures I’d love to share them here too – email them to cyndee at sandbarstosunsets dot com – What’s your favorite thing to do to prepare for Christmas??
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Clearwater Beach Florida – Buyers looking for great Clearwater Beach Real Estate purchases often want to know what their options are to rent them out when they are not using it. What many people don’t realize is the City of Clearwater’s code’s default is a minimum of 30 day rentals which means if no other rules apply Clearwater Beach Condos or other property must be rented for at least 30 days or longer.
Now while 30 days is the default for minimum rental most condominium associations set their own rules (This is why you have to read that big stack of condo docs and know what you’re agreeing to). Everything from allowing 7 day rentals to mandating no rentals allowed the first 2 years of ownership. Yikes!
Today I had client looking to purchase a Clearwater Beach condo as their vacation home. They also wanted to be able to rent it out weekly when it’s not being used. Sounds simple enough, right? The Clearwater Beach area rental facts below may surprise you.
This is another good reason why you want to work with Clearwater Beach experts who know this kind of info about the various Clearwater Beach condos (also things like are pets allowed, how to calculate property taxes, etc. – topics for another day) because….
Which Sand Key, Island Estates & Clearwater Beach condos allow Short Term Rentals?
Get the Facts:
- ALL Island Estates condos must be rented for over 60 days and most require a 90 days minimum or longer;
- On Sand Key there are only 2 condominium complexes that allow you to rent for a minimum of 14 days;
- Sand Key has no condos that allow 7 day rentals;
- Only 4 Sand Key beachfront condos allow 30 day rentals – the rest require that you rent their Sand Key Condos for 90 days or more;
The good news is that their are actually 7 Clearwater beach condos that allow 7 day rentals – quirky how that number matched. 5 of these short term rental condos have amazing inter-coastal waterviews (and you can walk across the street to Clearwater Beach) and there are two gulf-front Clearwater beach condo complexes directly on Clearwater Beach with sugar white sand at your backdoor.
You might wonder why rental periods vary so greatly – many reasons but one of the reasons many have a 180 day minimum rental period is to avoid the extra 12% bed tax (like at hotels) that is charged on all rentals in Pinellas County for rentals of less than 6 months. It’s something to consider when making your plans.
If you are looking to purchase Clearwater Beach Real Estate any time soon – give us a call at (727) 710-8035 and let us know what your rental goals are and we are happy to share with you which Island Estates, Clearwater Beach and Sand Key Condos match your requirements.
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Best of Clearwater Florida Real Estate -Luxury Waterfront condos
Clearwater Beach Florida – Today I’d like to share some photos and information about a luxury waterfront condo complex on Island Estates in Clearwater Florida. Sunwatch Condos are located 3.2 miles from Clearwater Beach since they are on the northern end of Island Estates. If you are looking for great Clearwater Florida Real Estate on the water – check out this complex
Clearwater Condos – Sunwatch: 670 Island Way and 680 Island Way
These are newer building when in comes to finding great condos for sale near Clearwater Beach check these out – it’s rare to find one for sale so let us keep you posted on what’s happening in the condo complex. They were built in 1996 and 1997. The Sunwatch 680 building is made up of large units with waterfront balconies and there are only has 2 condos per floor. (it is the most western building) In the Sunwatch 670 building has 98 waterfront units which I want to share with you today – it has lots of great “maintenance free” “hassle free living” amenities:
Get an inside sneak peek – want to see more…give us a call and we’re happy to show you around.
- Secured locked entrance to lobby;
- Secure under building parking garage;
- A billiards room with balcony;
- 2 pools – one of which is heated so enjoy swimming all year long;
- A Party room for entertaining and gathering with kitchen and capacity for 50 people;
- A fitness room with lots of exercise equipment and TV;
- Tennis courts;
- 2 Elevators;
- Sprinkler systems
- Boat docks along the waterfront;
- Pets allowed;
- Outdoor grilling area
- 2 rental units for visiting family and friends for a small fee (owners love this feature)
Clearwater’s Finest Waterfront Condos – Sunwatch
Here’s an inside glimpse into what I think is some of Clearwater’s best real estate a condo on the higher floors with great water views, privacy and all the finest luxuries from granite counter-tops in the kitchen, built-in bookshelves, and a master bedroom and bath that opens to 3rd bedroom or create a master suite reading room. Recently condos for sale have asked @$300/sq ft. some 2 bedroom and some 3 bedroom units nothing has sold in this complex since June of 2007 and only one unit is currently on the market – it is a 3 bedroom 2 bath unit just under 1900 sq feet asking @$550,000.
Additional Photos of 670 Sunwatch Condos
- Deed Restrictions for Sunwatch Condominiums
- Dolphin Cove Condos on Island Estates near Clearwater Beach offers Waterfront Bargains
- Clearwater Beach Real Estate Bargains Update – Waterfront Condos for Sale Under $200,000 on Island Estates
There are lots of great values and even bank owned condos in Clearwater. If you are looking to purchase Clearwater Real Estate – give me a call at (727) 710-8035 or feel free to search the Tampa Bay MLS and see all the Clearwater homes and Clearwater Beach condos for sale in the MLS.
If you are looking to Clearwater Florida Real Estate bargains and want to buy Bank-owned, foreclosures, short sales or distressed condos we can help – just let us know what you’re looking for!
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Waterfront Condos near Clearwater Beach Florida
Clearwater Beach Florida – Today I was out on Island Estates at the Dolphin Cove condo complex again. (The picture you see here is just one of the amazing views from the 10th Floor – looking out onto Clearwater Beach.) We are currently the buyer’s agent (representing the buyer 100%) for several people looking for the best waterfront condos for sale.
They’ve called us to be their advocate and real estate agent because they recognize the Clearwater Beach Real Estate values and bargains that can be found right now can’t be expected to last forever.
These savvy buyers also know that they aren’t creating any more waterfront so these Island Estates and Clearwater Beach area bargains are definitely worth investigating.
Dolphin Cove continues to be popular as one of the best values on Island Estates.
I also realized many of our readers looking for the perfect second home retreat on the water or real estate investors looking to buy at the right time might enjoy learning more about this Island Estates real estate bargain.
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