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Clearwater Florida Real Estate gets Florida Hotline to Home Insurance Options

Clearwater Roadtrip to Florida State Capitol

Clearwater Florida - I visited Tallahasse last week with a group of Pinellas County leaders and got an update on what’s happening with issues that effect Clearwater Florida Real Estate.

You know I was particularly My photo with the Governor of Florida Charlie Cristinterested what’s happening with options for Clearwater home owners insurance and information about our Florida Property Taxes and I got lots of good info.

Clearwater Florida Real Estate Insurance Options

We met with Governor Crist who told us about the property tax progress we’re making and about a new website http://www.shopandcomparerates.com/ .

This is a site that shows you lots of insurance companies offering Clearwater home owners a range of rates offered by various companies. The Governor told us this didn’t cost any money - it was the free-enterprise system at work.

Here’s what the Governor had to say about the positive trend happening in Florida:

(Just a note: The reference in the video to $11,000 was in response to concern someone shared since they got a notice that their homeowner’s insurance was doubling with no reason in what sounded to all of us like a normal home - not waterfront, not flood zone for example  -his message was to empower yourself to check out your options because he felt consumers have lots more options now and are in control than they may realize.)

Companies that want to be competitive can see what other insurance companies are offering and offer property owners their best option. You can search by county so here’s a snapshot of what comes up for Pinellas County and Clearwater Florida real estate.

Clearwater Pinellas County Home Insurance Rate Chart

It was surprising to see how big the range of home insurance prices was… from $1,351 to $3,614 - Wow that’s a big range - almost 3 times from top to bottom. The Governor’s message to us was to encourage all of us to be proactive and research your home insurance options. Looks like great advice for all of us.

If you are thinking of buying or selling your Clearwater Florida Real Estate - we’re here to help. You can call us at (727) 422-8901 or feel free to search the complete Tampa Bay MLS with photos to see all the homes of condos for sale in the Clearwater - Tampa Bay area.

Posted by Cyndee Haydon | Currently 5 Comments »

Clearwater Beach Real Estate: 3 Things You Need in a REALTOR When You Buy Real Estate

Clearwater Beach Florida - We work with lots of Clearwater beach condo buyers and not all of them have worked with a buyer’s agents when they have bought real estate in the past. Today we asked 20 year veteran Charlotte REALTOR and one of the best home buyer agents I know to share what makes a good Clearwater Beach real estate agent when you’re the buyer!

Terry McDonald, a leading buyer’s agent selling Charlotte Real Estate explains the Top 3 things to look for when you’re buying a home or condo in your REALTOR :

Top 3 things to look for in a Clearwater Home Buyers Agent

  1. Loyalty
  2. Objectivity
  3. Competence/Knowledge

Thinking man with a questionWe asked Terry the following questions?
What if a Clearwater real estate agent was loyal and competent, but not objective? Read the rest of this entry »

Posted by Cyndee Haydon | Currently 11 Comments »

Tampa Bay Real Estate News: If you moved in 2007 - Act by March 3rd to claim Portability Property Tax Benefit

Clearwater Florida – Many of you have read my articles explaining Florida  Real Estate Property taxes for Tampa Bay homeowners and the changes Amendment 1 brought about. If you or anyone you know bought a home or condo in Florida and moved from one homesteaded property to another in 2007 then please listen up, you’ve got to act fast to benefit from the new property tax portability benefits of a 3% cap on your new Tampa bay property as well as trasferring some property tax equity. This could save you thousands of dollars this year and every year after. 

How big of a difference does it make – we know someone who downsized before we had Amendment 1 in 2006 and they sold a $400,000 home and bought a $200,000 home and their taxes doubled (so really they went up 4 time since portability didn’t exist) and that translated into about $2000 a year more they will pay in property taxes FOREVER. Don’t let this happen to you.  

Read More:

Which Tampa Bay Homeowners who must act now

If you purchased a new house in Tampa Bay from January 1, 2007 to December 31, 2007 you are the big winner if you act now because you can prevent your taxes from jumping on your new property by moving  what I like to call “your tax equity” to your new property but it’s NOT automatic.  So what do you need to do? Here’s the process…  

What’s the Property Tax Portability filing process?

You must fill out forms at your county’s property appraiser office and bring something with your new address on it. This can be:

How do I find out more information about Tampa Bay Property Taxes?

Local Tampa Bay Property Appraiser’s Office

It’s still a home buyers market so if you are looking to buy property – check out the Tampa Bay MLS and see all the Tampa Bay real estate for sale right now.

Posted by Cyndee Haydon | Currently 15 Comments »

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